INSURABILITY FOR HIV INFECTED INDIVIDUALS HIV: A Chronic Condition

By virtue of the success of anti-retroviral therapy (ART), human immunodeficiency virus (HIV) infection has evolved into a chronic disease in which the typical complications of acquired immune deficiency syndrome (AIDS) are no longer the dominant problem. Rather than dealing with acute and potentially life-threatening complications, clinicians are now confronted with managing a chronic disease that, in the absence of a cure, will persist for many decades. This review will focus on the longer term sequelae and consequences of chronic HIV infection. Address for correspondence: Reinsurance Group of America, 16600 Swingley Ridge Road, Chesterfield, MO 63017-1706; [email protected]